Debt management is closely related to cash flow management. Some debts a tax efficient and some are not. Loans have different interest rates depending on the loan structure and size. Holding the right debts and debt structures can significantly improve an individuals situation and over all ability to repay the debt. We can assist individuals by reviewing their debts and providing advice on improving their debt situation. We can assist individuals looking to establish debt to ensure it is implemented efficiently. We work with mortgage brokers and accountants to ensure the best outcome for our clients.